What are Subaccounts?
Subaccounts allow you to separate balances and transactions within the same currency.
For each currency in your account:
There is always one main account — the Master Account
You can create an unlimited number of Subaccounts
All accounts (master and sub) operate within the same currency
Subaccounts are useful when you need to:
Separate funds by business line, project, client, or region
Isolate operational flows (e.g. payouts vs customer payments)
Improve reconciliation and reporting
Reduce accounting complexity
Master Account and Subaccounts - what is the difference?
There is no functional difference between a Master Account and a Subaccount — all features are fully supported on both. The only distinction is their purpose: Subaccounts serve as additional accounts within the same currency.
Master Account
Created automatically
Exists for every enabled currency
Acts as the main account for that currency
Subaccounts
Created manually by the merchant
Always linked to a specific currency
Always belong to a Master Account of the same currency
Have their own balance and transaction history
Funds do not move automatically between Master and Subaccounts — transfers must be done explicitly.
Creating Subaccounts
1) Open Accounts
Go to Accounts → Select a currency → Choose Subaccounts.
2) Create Subaccount
Click Add Subaccount
3) Enter a label (required)
You must assign a label to every Subaccount.
Labels help you quickly identify and filter accounts later.
4) Confirm creation
Once confirmed:
The Subaccount is created instantly
Balance starts at 0
It appears under the currency’s Master Account
Supported transaction types for Subaccounts
You can create transactions directly linked to a specific Subaccount.
When a transaction is created for a Subaccount:
It affects only that Subaccount’s balance
It appears only in that Subaccount’s transaction history
The Master Account balance remains unchanged
You can create the following transactions for a specific Subaccount:
Subaccounts are fully supported in reports.
Best practices
Use clear, consistent labels
Keep customer-facing funds separated from operational funds
Regularly review balances across Subaccounts